DISCOVER

Unscrew Your Kids

A Field Guide to Building Real-World Readiness in the Age of Instagram and AI

Discover how to equip your kids with a map, not just a wish.

GOODIES

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“Dmitry and Karina literally saved my kid from a $300k student-debt disaster.” — Kevin B., father of 18-year-old

 

“I’m a police officer—I see lost kids every single day. I never thought my own son would become one of them: glued to the couch, no goals, no fire. Dmitry stepped in, laid out a simple but powerful plan, and something clicked. My boy is up, working toward trade school, and actually proud of himself again. Thank you, Dmitry.” — Officer M.

 

“From ‘Mom, I just love interior design’ to ‘Mom, I just signed my first paying client’ in under 12 months. Dmitry and Karina didn’t kill her dream—they showed her how to monetize it and own it. We’re forever grateful.” — L. & M.

OUR WORK

View Our Other Books

Category

The Math of a Dream

Dreams are fun, but the reality of finances can be sobering. Learn how to run the numbers and align ambitions with income.

Category

Debt vs. Freedom

We explore the financial realities of traditional college versus the lucrative opportunities in trade schools.

Category

The DEOR© Framework

The simple, four-step tool to turn your child’s big ideas into a concrete, achievable plan for life.

Authors

About The Authors

Dmitry Matousov

MBA, CFP®

Dmitry Matousov, MBA, CFP® is a wealth manager and educator who builds practical decision tools for families navigating education, careers, and investing.

Karina Ravkina-Matousov

M.A., M.Ed., PPS

Karina Ravkina-Matousov, M.A., M.Ed., PPS is an educator and school leader focused on student readiness, executive function, and systems that help teens thrive in real life.

FROM OUR BLOG

Checkout Our Latest Blog Posts

Growing up, we all have dreams. Some people are strong enough, stubborn enough, or lucky enough to hold on to theirs and actually make them happen. But the statistics are not kind to most dreams. Becoming a comedian, actor, film director, photographer, launching a band, or writing songs has a very low probability of financial […]

Recently, I got some not-so-flattering comments for using AI in image generation and videos. “You didn’t draw it. This is AI.”“This is lazy AI work. You should’ve animated it yourself.”And my personal favorite: “This is lazy work.” I love the haters. They’ve pushed me harder in life than encouragement ever did. Honestly, I probably owe […]

Most kids today are told one thing: “Follow your dreams.”Very few are taught how dreams actually turn into real lives. That gap is exactly why Karina and I created the DEOR Method. DEOR stands for: Dreams → Education → Occupation → Reality.It’s a simple framework, but it forces an honest conversation most families avoid. Here’s […]

Student loan debt did not “improve” this year. It shrank because Americans slammed the brakes on borrowing. The total number of borrowers is down from its peak in 2012. However, the amounts kept climbing up. Imagine Rome claiming victory because fewer recruits are signing up for the legions. It is not a strength. It is […]

Somewhere between helicopter parenting and TikTok philosophy, we created a generation of kids who believe life is a movie trailer. Quick cuts. Fast rewards. No boring parts. Schools tell them to “follow their passion,” influencers tell them to “manifest success,” and parents tell them… nothing concrete at all. Then we wonder why our teenagers are […]

Parents love guarantees. We want to believe that if we speak seven positive affirmations before breakfast and sign our kids up for enough enrichment classes, we can smooth out every bump in their future. The problem is, biology never signed that contract with us. Take the cheetah. Fastest land animal on Earth. Built like a […]

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